Turning 65 in Torrance? Let's make Medicare simple.
From Old Torrance to Walteria and North Torrance to the beach, I help neighbors who are turning 65 or who may qualify for a Medicare Special Needs Plan understand their options — one-on-one, in plain English.
Free consultation · No obligation · CA License # 0L68467
Proudly serving 90501 · 90502 · 90503 · 90504 · 90505
Medicare guidance from someone who knows Torrance
Torrance is a community of long-time residents and growing families — neighbors who stroll Madrona Marsh, walk the path at Torrance Beach, and meet friends for lunch in Old Torrance. When it's time for Medicare, you deserve help from someone local who takes the time to listen.
Whether you're approaching your 65th birthday or managing Medicare alongside Medi-Cal or a chronic condition, I'll walk you through how the plans I offer work with your doctors, prescriptions and budget.
Your neighbor in the South Bay
I live and work just minutes from Torrance, not in a call center across the country.
Meet how you prefer
Phone, video, or in person — at a time that works for you and your family.
No pressure, no cost to talk
My job is to explain your options clearly so you can make your own decision.
Family welcome
Bring a son, daughter or caregiver to the appointment — Medicare is a family conversation.
Turning 65 (T65) Roadmap
Your Medicare window is time-sensitive. Here's what we'll cover together.
- 1
3 months before your 65th birthday
Your Initial Enrollment Period opens. This is the best time to start reviewing your options.
- 2
Sign up for Part A & Part B
Through Social Security. If you already get Social Security benefits, you may be enrolled automatically.
- 3
Compare your coverage choices
Original Medicare with a Supplement and Part D, or a Medicare Advantage plan. We go through what fits your doctors, medications and budget.
- 4
Avoid late-enrollment penalties
Missing your window can mean lifelong penalties for Part B and Part D. We make sure your timing is right.
Medicare Special Needs Plans (SNPs)
Some Torrance residents may qualify for a plan designed around their specific needs. Learn more about each type:
D-SNP
Dual Eligible
For neighbors who have both Medicare and Medi-Cal.
Learn moreC-SNP
Chronic Condition
For people living with conditions like diabetes, heart failure or COPD.
Learn moreI-SNP
Institutional
For those in a nursing home or needing that level of care at home.
Learn moreSNP eligibility depends on your individual situation and the plans available in your area.
Let's sit down and talk, neighbor.
I'm Andres Trinidad, a licensed insurance agent serving Torrance and the South Bay. Book a free, no-pressure appointment and we'll review your Medicare options together.
After you book, I will send you my Medicare intake form. Please complete and return it before our appointment. I need your intake form before we can discuss Medicare coverage options.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE (TTY users call 1-877-486-2048), 24 hours a day/7 days a week, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Not connected with or endorsed by the U.S. government or the federal Medicare program. This website is operated by Andres Trinidad, a licensed insurance agent, and is not a government website. CA License # 0L68467. Enrollment in a plan may be limited to specific enrollment periods.
Photo credits (Wikimedia Commons): Torrance Beach and Torrance City Hall by Thurifer (CC BY-SA 4.0); Pacific Electric Railroad Bridge (Torrance) by Los Angeles (CC BY-SA 3.0); Lifestyle Court, Del Amo Fashion Center by Rjung2k (CC BY-SA 4.0).