Terms of Service
Last Updated: March 12, 2026
Acceptance of Terms
By accessing or using this website and my services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use my services.
About My Services
I, Andres Trinidad, am a licensed insurance agent providing educational information about final expense insurance. I help consumers understand their options and find appropriate coverage. I offer quote estimates, educational content, and personalized consultations to help you make informed decisions about final expense insurance coverage.
Important Insurance Disclaimers
- Quotes Are Estimates Only: All insurance quotes provided through my website are estimates based on the information you provide. Actual premiums may vary based on underwriting criteria.
- Not a Binding Contract: Quote estimates do not constitute an offer of insurance or a binding contract. Coverage is subject to application approval and policy terms.
- Rates Subject to Change: Insurance rates are determined by insurance carriers and are subject to change without notice.
- Not Insurance Advice: Information provided on this website is for educational purposes only and does not constitute insurance, legal, or financial advice.
- Consult with Me: I recommend scheduling a consultation to discuss your specific needs and coverage options in detail.
California Licensing Information
I am a licensed insurance agent in the State of California. My license is issued by the California Department of Insurance.
Agent: Andres Trinidad
CA Insurance License: #0L68467
Verify at: https://cdicloud.insurance.ca.gov/cal/LicenseNumberSearch
User Responsibilities
By using my services, you agree to:
- Provide accurate and truthful information when requesting quotes
- Be at least 18 years of age
- Use my services only for lawful purposes
- Not attempt to interfere with my website's functionality
- Not impersonate any person or entity
Intellectual Property
All content on this website, including text, graphics, logos, and software, is my property or licensed to me and is protected by copyright and trademark laws. You may not reproduce, distribute, or create derivative works without my written permission.
Limitation of Liability
To the maximum extent permitted by law, I shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of my services. My total liability shall not exceed the amount you paid for my services, if any.
Indemnification
You agree to indemnify and hold harmless Andres Trinidad from any claims, damages, or expenses arising from your use of my services or violation of these terms.
Third-Party Links
My website may contain links to third-party websites. I am not responsible for the content or privacy practices of these external sites. I encourage you to review their terms and privacy policies.
Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any disputes shall be resolved in the courts of Los Angeles County, California.
Changes to Terms
I reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to my website. Your continued use of my services constitutes acceptance of the modified terms.
Contact Information
For questions about these Terms of Service, please contact me:
Andres Trinidad
Phone: (562) 208-1094
Email: [email protected]
Service Area: Carson, Long Beach, Compton, Torrance & South Bay, CA