Privacy Policy

Introduction

I, Andres Trinidad, respect your privacy and am committed to protecting your personal information. This Privacy Policy explains how I collect, use, disclose, and safeguard your information when you visit my website or use my services. This policy is designed to comply with the California Consumer Privacy Act (CCPA), California Online Privacy Protection Act (CalOPPA), and other applicable California privacy laws.

Information I Collect

I may collect the following categories of personal information:

• Identifiers: Name, email address, phone number, postal address
• Personal Information (California Civil Code § 1798.80): Age, gender, health status for insurance quote purposes
• Internet Activity: Browsing history on my site, interaction with my services
• Geolocation Data: State of residence for insurance quote accuracy
• Professional Information: Insurance coverage preferences

How I Use Your Information

I use collected information to:

• Provide insurance quote estimates and related services
• Contact you to discuss coverage options
• Communicate with you about my services
• Improve my website and services
• Comply with legal obligations
• Protect against fraud and unauthorized access

Your California Privacy Rights (CCPA)

As a California resident, you have the following rights:

• Right to Know: You can request disclosure of the personal information I have collected about you in the past 12 months.
• Right to Delete: You can request deletion of your personal information, subject to certain exceptions.
• Right to Opt-Out: You have the right to opt out of the sale of your personal information. I do not sell your personal information.
• Right to Non-Discrimination: I will not discriminate against you for exercising your privacy rights.
• Right to Correct: You can request correction of inaccurate personal information.

How to Exercise Your Rights

To exercise any of your California privacy rights, please contact me at:

I will verify your identity before processing your request. You may also designate an authorized agent to make a request on your behalf.

Information Sharing

I may share your information with:

• Insurance Carriers: To provide you with insurance quotes and coverage
• Service Providers: Third parties who assist in operating my website and services
• Legal Compliance: When required by law or to protect my rights

I do not sell your personal information to third parties.

Phone Calls, Text Messages & TCPA Consent

When you submit a contact or quote form on this website and check the consent box, you provide your express written consent for Andres Trinidad (CA License # 0L68467) to contact you at the phone number and email address you provide, including by calls, text messages (SMS), and emails that may use automated technology or prerecorded messages, even if your number is on a federal, state, or internal Do Not Call list.

• Not a condition of purchase: Your consent is not required to buy any product or service. You may call (562) 208-1094 directly instead.
• Opt out anytime: Reply STOP to any text message, or tell me by phone or email, and I will stop contacting you by that method.
• Rates: Message frequency varies. Message and data rates may apply.
• No sharing of SMS consent: Mobile phone numbers and text-messaging consent are not shared with or sold to third parties or affiliates for their marketing purposes.
• Record of consent: I keep a time-stamped record of your consent along with your inquiry.

Medicare Disclaimer

Not connected with or endorsed by the U.S. government or the federal Medicare program. This website is operated by Andres Trinidad, a licensed insurance agent, and is not a government website.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE (TTY users call 1-877-486-2048), 24 hours a day/7 days a week, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Data Security

I implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet is 100% secure.

Data Retention

I retain your personal information for as long as necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required by law. Lead information is typically retained for 3 years unless you request deletion.

Cookies and Tracking

I use cookies and similar tracking technologies to enhance your experience on my website. You can control cookie preferences through your browser settings. Essential cookies are necessary for site functionality.

Children's Privacy

My services are not directed to individuals under 18 years of age. I do not knowingly collect personal information from children under 18.

Changes to This Policy

I may update this Privacy Policy from time to time. I will notify you of any changes by posting the new policy on this page and updating the "Last Updated" date.

Contact Me

If you have questions about this Privacy Policy or my privacy practices, please contact me at the information provided above.